Save Money Now and
Interest rates are at all-time record lows!
A refinance can not only save you tons of money, but improve your financial future and change your life.
A refinance can provide you with some financial flexibility. Some of the benefits include:
Lower Your Interest Rate
If your interest rate is higher than current rates, refinancing into a lower rate could save you thousands of dollars.
Pay off Your Mortgage Faster
Refinancing into a 10 or 15 year loan term can save you money on interest and pay off your mortgage much quicker.
Lower Your Monthly Payment
When you refinance a loan the loan term resets. You can refinance the new lower balance over 30 years to dramatically lower your monthly payment.
Get a Fixed Rate Mortgage
If you have an adjustable rate mortgage, you can avoid increasing payments by refinancing into a fixed rate mortgage.
Remove PMI from an FHA Loan
If the loan-to-value ration is 78% or less you can refinance into a conventional loan and eliminate PMI.
Use Your Equity to Get
If you have equity in your home you can use it as collateral to get a home equity loan or do a cash out refinance.